For Managing General Agents

Faster underwriting
decisions at MGA speed.

CERA® helps MGAs assess catastrophe risk quickly, expand into new markets, and operate within binding authority limits — without slowing down quote-to-bind.

Overview

MGAs operate in fast-moving underwriting environments where speed, clarity, and control are critical. As portfolios grow and expand into new regions or products, catastrophe risk assessment must keep pace without adding friction.

CERA® provides MGAs with instant visibility into hazard exposure, clear underwriting thresholds, and confidence when working with capacity providers — all within a single platform.

Challenges → Solutions

How CERA® Helps

CERA® helps insurance teams solve critical catastrophe risk challenges with speed, clarity, and confidence.

INDUSTRY CHALLENGE
HOW CERA HELPS
Challenge
Tight quote-to-bind timelines
Solutions
Delivers instant probabilistic hazard scores for rapid risk screening
Challenge
Expanding into new markets or classes
Solutions
Supports multi-peril, climate-adjusted risk assessment across regions
Challenge
Operating within binding authority limits
Solutions
Applies clear, consistent risk thresholds across portfolios
Challenge
Escalating high-risk locations efficiently
Solutions
Flags risks requiring referral before binding
Challenge
Meeting capacity provider expectations
Solutions
Produces transparent, reproducible risk outputs trusted by carriers
Core Capabilities

Relevant Modules

Hazard Modelling

Best in class global hazard modelling for all primary & secondary perils.

Exposure & Aggregate Management

Upload and analyse thousands of locations with live exposure mapping.

AI Ingestion & Geolocation'

Monitor active events and exposed risks in real time.

Results

Underwriting
in minutes, not days.

The Data Behind the Fire: A Look Into Our Wildfire Model

Wildfires now result in nearly 6 million more hectares of tree cover loss per year than in 2001, an area the size of Croatia. 

Feb 19, 2026

Introducing AI Data Scrubbing: Streamlining Exposure Data for Faster Hazard Modelling

Exposure data sits at the heart of effective catastrophe and hazard modelling.

Mar 9, 2026

Bridging Research and Risk Modelling: Guest Lecture at Imperial College London

This week, we were proud to see our colleague Ricky Nathvani, Senior Geospatial Data Scientist at BirdsEyeView, return to the academic classroom as a guest lecturer at Imperial College London.

Mar 2, 2026

BirdsEyeView Secures Seven-Figure Investment to Accelerate Global Expansion

BirdsEyeView, the European Space Agency-backed insurtech specializing in natural catastrophe modelling and exposure management, has secured an undisclosed seven-figure investment to support the company’s continued international growth and ongoing product development.

Mar 12, 2026

BirdsEyeView Launches Machine Learning Australian Bushfire Model for Insurance Markets

BirdsEyeView has announced that its Machine Learning Australian Bushfire Model is now live and actively being used by Lloyd’s syndicates and Australian MGAs to support risk selection and pricing across Property and Construction portfolios.

Mar 19, 2026
FAQs

Frequently Asked Questions

Find quick answers to the most common support questions

Still Have Questions?

Feel free to get in touch with us today!

What perils does CERA® model?

CERA® models a full range of primary and secondary perils, including flood, wildfire, windstorm, tropical cyclone, hail, tornado, and lightning.

Can CERA® support MGA operations globally?

Yes—CERA® supports clients worldwide, with global hazard models and data coverage across all major catastrophe perils.

How are hazard outputs presented in CERA®?

CERA® delivers hazard insights using return periods and severity thresholds—giving underwriters clear, transparent outputs designed for real decision-making.

How does CERA® help manage exposure and aggregates?

CERA® provides real-time visibility of exposures across binders, allowing MGAs to monitor accumulations, stay within limits, and manage aggregate risk proactively.